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Whiplash Injury Compensation in Car Accident Personal Injury Claims

Car accident whiplash injuries are a type of motor vehicle accident injury in Western Australia and often results in personal injury claims in WA. This type of accident injury compensation claim is widely known as whiplash injury compensation.

The term whiplash injury refers to the bodily damage and injuries during the process where the neck or cervical spine suddenly moves backward and forward and whiplash injury is often associated with motor vehicle accidents where a person’s motor vehicle is struck from behind by another vehicle. Neck injuries (cervical spine) often arise with or without shoulder injuries (especially in the trapezius area). Complaints regarding an injury to the lower back are also widespread.

Motor vehicle accident injury compensation in WA is typically paid by Insurance Commission of WA (ICWA). ICWA is the compulsory third party insurer (i.e, CTP insurer) in WA. When an injured person makes a whiplash injury claim relating to a motor vehicle accident injuries in WA, the claim is against ICWA.

CTP Compensation Payouts for Injuries – Whiplash Injury Claims

Injured people may be entitled to compensation payouts for injuries from ICWA, if:

  • the injury involves a motor vehicle registered in WA, and
  • the injured person not entirely at fault.

In 2017, 10,928 total new claims were reported, and approximately $462.4 million total claim payments were paid by ICWA.

ICWA manages all types of motor vehicle accident injury claims. Not all the car crashes have life threatening consequences, and the compensation payouts for injuries often reflect that. For example, serious injuries claim payouts, often have a higher compensation amount than a relatively minor injury, such as whiplash compensation payouts. Because whiplash is a common injury post car accident, and it may seem minor, many injured people tend to underestimate the life altering effect may have on them. Many injured people don’t understand the full extent of the impact on their life when settling a whiplash injury claim, and accept a low offer made by ICWA. By the time the life altering effect re-surfaces again later in life, it is often too late to turn back the clock.

For example, Jane is working mother with a busy life. She suffered a whiplash injury but did not have time to attend regular treatment. She thought her neck and back pain will go away, like it always did. When she started missing treatments, she received a letter from ICWA for a settlement of $5,000 dollars. She accepted it without seeking legal advice, because it’s convenient and it suits her schedule. Not long after she accepted the settlement cheque, she realised that her neck and back pain did not go away, and it gets triggered more easily than before, and it is affecting her ability to perform work duties and normal daily life. She started to incur more and more out-of-pocket treatment expenses, and had less ability to do what she enjoy to do at work, and at home. She called ICWA to seek fair compensation, however, the claim was settled and closed, and she lost her entitlement to further compensation.

Jane is not an isolated example. There are many people with whiplash injury have similar experience. It is important for car accident whiplash injury victims to understand the full extent of your injury and its future impact before setting their injury claim.

A Whiplash Injury is Common in Car Accidents

Whiplash is one of the most common types of car accident injuries. Symptoms of whiplash can occur immediately after a car crash, or can occur in the days immediately following it. The degree to which people experience pain and suffering as a result of a whiplash injury varies from person to person, depending on the severity of the car accident, the age of the injured person, the circumstance in which the motor vehicle accident occurs, previous injury history and more.

“What sort of payout can I expect for whiplash claims?” is the most common question for people who have made a whiplash compensation claim. The answer to the whiplash compensation payout question depends on your whiplash symptoms, the impact on you, your whiplash compensation payout entitlement, and the legal process.

FREE Whiplash Payouts Assessment

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Not all Whiplash Symptoms  are Easily Noticeable

Typical symptoms of whiplash may include headaches, dizziness, neck pain, shoulder and back pains, numbness and weakness including pins and needles, visual disturbance, ringing ears, nausea, drowsiness or confusion, and more. Cognitive symptoms in general, take longer to manifest. Typical symptoms of cognitive complaints after a whiplash injury may include complaints of forgetfulness, poor concentration, becoming easily distracted compared to the pre-injury state, and increased irritability. Physical symptoms of whiplash injury often easier to detect, and the cognitive symptoms can often go unnoticed until it starts to have a significant impact on whiplash injury victim’s daily life. By then, the statutory expiration period may have passed. The statutory limitation period for most personal injury claims is 3 years from the date of the motor vehicle accident.

Whiplash Injury Can Have Impact on Your Work and Your Enjoyment of Life

In most of whiplash injuries, treatment often involves pain management through analgesia and allied medical treatments such as physiotherapy and hydrotherapy. The treatment time is often hard to predict due to the individual differences in the injuries. In the case of several and persistent symptoms, it could make it difficult to carry on daily actives at work or at home. When the loss of normal enjoyment of life and ability to perform employed duty occurs, it may lead to further complications like anxiety or depression. At Foyle Legal, we have seen sedentary office workers who suffer what it appears to be minor whiplash, but it results in inability to perform prolonged sedentary work due to the whiplash caused back and neck injuries. There are also cases, whereby the increased irritability post the injury results in strains on relationships at home, and at work.

What Whiplash Compensation I can Claim?

If you have made a motor vehicle accident compensation claim, typically you can claim your medical expenses, travel expenses, losses of income, pain and suffering and future losses. It is important that you seek legal advice before settling your injury claim to ensure that you are getting the best payout possible for your claim.

Typical Whiplash Compensation Payout

What sort of payout can I expect for whiplash? It depends on the expenses and losses incurred to you. To maximise the amount of your whiplash compensation payout, you will need to understand the full extent of your injury both physical symptoms, physiological and cognitive symptoms if any. We strongly suggest any sufferers of whiplash injury to seek expert legal advice for your car accident injury claim. At Foyle Legal, your first telephone discussion is free.

A simple whiplash compensation average payout calculator often does not provide an accurate prediction of your whiplash compensation payout because it doesn’t take into consideration of factors that subject to negotiation. The downside of using a personal injury compensation payout calculator is that it will most likely mislead injured people.

What is whiplash compensation average payout Australia? The whiplash compensation average payout data from ICWA, implies an average payment of $36,047 per spine and neck injury claim, which would generally include whiplash claims. In 2017, there were 4,089 recorded spine and neck injury claims caused by crash injuries. The total payments to spine and neck injuries was $147.4 million dollars. Please be mindful that the payment amount here includes all costs to ICWA, such as payment for care, payment for economic loss, payment for pain and suffering, payment for hospital costs, payment for medical and equipment, and other payments which may be paid before compensation payout settlement.

If you have made a whiplash injury claim, the best way to estimate your whiplash compensation payout is to contact an expert personal injury lawyer who is specialised in motor vehicle accident injury compensation.

Average CTP Compensation Payouts

What is the average CTP compensation payout? Data from the CTP insurer in Western Australia for motor vehicle accident compensation payouts imply an average payout per crash injuries is $49,994. The average CTP payout consists of CTP compensation payouts for all types of crash injuries such as head injuries, face injuries, spine and neck injuries, trunk injuries, lower and upper limbs injuries, mental stress, abdomen & pelvis injuries, burns and other injuries. The average compensation payouts have a large range depending on a range of factors.

If you have made a motor vehicle accident injury compensation claim, Foyle Legal can help you to understand your personal injury compensation entitlement on obligation free basis. For more information about frequently asked MVA claim question, please visit Foyle Legal Motor Injury Claim FAQ page.

christian foyle

Foyle Legal

Protecting your interests!

Foyle legal is a Perth Law firm specialises in compensation law. It is one of the most trusted and fast growing personal injury law firm in Western Australia. The firm offers No Win No Fee legal representation for all personal injury claims. If you have made a personal injury claim, contact Foyle legal for an obligation free claim review. We help you to maximise your injury compensation payout.

christian foyle

Foyle Legal

Protecting your interests!

Foyle legal is a Perth Law firm specialises in compensation law. It is one of the most trusted and fast growing personal injury law firm in Western Australia. The firm offers No Win No Fee legal representation for all personal injury claims. If you have made a personal injury claim, contact Foyle legal for an obligation free claim review. We help you to maximise your injury compensation payout.

My injury has been going on for 2 years and I didn’t know what to do. When I first went there, they spent the time to help me, instantly I was clear about what to do next. I have now received my compensation payout and I am happy with the outcome. I have referred them to my friends who have personal injury claims.read more
Jim Keo
Jim Keo
2018-10-31T15:35:41+0000
I was very happy as Foyle Legal got me almost double the amount I was expected for my foot amputation work injury.read more
Tim Martin
Tim Martin
2018-10-31T08:11:34+0000
Explained my workers compensation very well. Very experienced and knows what to do. I am happy with the good time frame. I appreciate your good job with your team thank you.read more
Deklinsman Nkemjika
Deklinsman Nkemjika
2018-10-10T09:16:57+0000
I did not know what to do with my stress related Workers compensation claim. Foyle Legal helped me to get reports from my GP and a psychiatrist. They provided me with as lot of help preparing statements. I am happy I had their representation as i was very stressed and i am happy with the way things turned out.read more
Liliana Andri
Liliana Andri
2018-09-26T04:16:01+0000
I underwent several years of being abused by passengers as a bus driver. Foyle legal helped mw to get the medical reports i needed in circumstances where my gp was slow in providing a report.read more
Karen Nevard
Karen Nevard
2018-08-30T06:49:54+0000
Just received my settlement check in time for Christmas. I couldn't thank Christian enough for his assistance with my injury claim. There lots of factors made my claim difficult but Christian and Foyle Legal team dealt with professionalism and understanding. I am happy with my settlement outcome, and would definitely use them again for my future injury claims.read more
Anthony Daniels
Anthony Daniels
2017-12-21T08:56:31+0000
I was injured at work and had a workers Compensation claim. Foyle Legal Were very helpful and always got back to me about my queries in a relatively short period of time which I think you would not get in a larger firm. They advised me about the settlement of my case and help me to get the most out of itread more
Vijay Sourinathan
Vijay Sourinathan
2017-12-20T02:53:28+0000
I had a bad work injury to my knee and needed surgery. The insurer refuse to pay for the cost of my surgery and I had to go through WorkCover WA for an acceptance of liability to pay for the surgery. Foyle legal helped me to get the medical evidence that I needed to take the matter towards a finalisation of my claim.read more
Roxann Campbell
Roxann Campbell
2017-11-14T08:27:49+0000
I went to another lawfirm before I went to Foyle legal. At the other lawfirm I was treated like a number, but it won't legal they help to pay for my medical expenses to get the most out of my work is compensation claim and I answered all of my questions.read more
Daniela Colantropo
Daniela Colantropo
2017-10-23T02:32:55+0000
I had a workers compensation claim and the insurer wanted to fight me about whether I was entitled to weekly payments of compensation. Foyle Legal helped me to get medical evidence regarding my case, they were quick and very helpful and provided excellent service in relation to my personal injury claim.read more
Suman Thilak
Suman Thilak
2017-09-22T05:29:20+0000
Christian from Foyle Legal was very helpful given my lack of knowledge of the law in respect of workers compensation claims and I ended up with a better result than I ever expected.read more
Paul Beard
Paul Beard
2017-07-13T08:58:07+0000
Christian Foyle and Foyle Legal helped me a lot with my workers compensation claim and the doctors report they obtained was really helpful. If it was not for them i dont think I could have pushed my claim as hard.read more
Ajak Kuer Ajak
Ajak Kuer Ajak
2017-03-29T03:51:32+0000
I had a workers compensation claim which Foyle Legal helped me with. They helped me with the medical reports i needed and gave me emotional support and I am happy with the outcome.read more
Lucinda Hogan
Lucinda Hogan
2017-03-29T02:02:07+0000
Christian Foyle from Foyle Legal helped me out with my workers compensation claim a lot. He was very professional, polite and courteous and very approachable. I am happy with the way Foyle Legal handled my claim and I got a fair outcome. Christian is one of the nicest people in legal services I have ever met.read more
Theresa Southam
Theresa Southam
2017-02-23T03:03:41+0000
The service I received from Foyle Legal was second to none. Christian was well informed and quick to reply. Very happy how the case progressed and with the settlement I received. I would highly recommend Foyle Legal.read more
Brendan Arthur
Brendan Arthur
2016-12-20T00:56:43+0000
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