Foyle Legal is WA’s Local TPD Insurance Claim Law Firm in Perth. We help you to get Maximise Compensation Payouts for TPD claims!
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Total and Permanent Disability (TPD) insurance is a lump sum insurance payment which becomes payable in the circumstances stated in the TPD policy. These circumstances are often:
To have TPD insurance a person needs TPD cover. In Australia, TPD insurance is often provided for a payment regularly taken out from superannuation benefits. This kind of TPD cover is usually arranged by a person’s superannuation fund and is called a TPD group policy of insurance. Another way to take out TPD insurance is to buy private life insurance directly or through a retail provider (i.e. not through a Superannuation fund).
If a disease, accident, injury, or illness has stopped you from working, you may be entitled to TPD payouts through your TPD insurance cover. A TPD insurance payout can be difficult to obtain as it is often difficult to meet the definition of TPD in the TPD policy.
The amount of the TPD payout as well as the superannuation and TPD insurance benefits, as well as the definition of total and permanent disability, can vary largely depending on your TPD insurance provider. TPD lawyers at Foyle Legal can help you with TPD insurance claims successfully on a NO WIN NO FEE basis.
If your Total and Permanent Disability is caused by workplace injury, motor vehicle accident injury, or other personal injury accidents. You are can claim TPD payouts regardless of the outcome of your personal injury claims.
Don’t be intimidated by insurers, establishments and their lawyers.
If you have made a TPD claim, contact TPD lawyers at Foyle Legal. We can help you to:
We can help with your total and permanent disability superannuation claim!
No Win, No Fee means we don’t charge you legal fees unless we get you compensation.
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From time to time your Superannuation Fund will send you a member information statement which states how much cover you have for TPD, Death Benefit and income protection insurance.
It is common that injured workers and people injured in motor vehicle accidents do not to know that they have TPD workers compensation disability cover as it is often provided automatically when a worker joins a superannuation fund. If you do not have a member information statement you should be able to obtain your TPD insurance cover details by request from your Superannuation Fund.
If you still do not know what to do, please consult a superannuation lawyer at Foyle Legal. The experienced TPD lawyers at Foyle Legal can contact your Superannuation Fund or life insurance provider and can let you know whether you have any TPD insurance cover or other sickness or accident benefits.
Or call 0408 727 343
The definition of Total and Permanent Disability is inconsistent and varies from ont TPD policy to the next. It is important to understand the subtle differences between policies and what it means to your TPD claims. The key to a successful TPD claim is to prepare your claim right from day one. Having an experienced TPD claim lawyer will help you to:
If the insurer declined your TPD claim, here are the steps that Foyle Legal may take to get rejected TPD claim approved.
Throughout the entire TPD claim process, Foyle Legal compensation lawyers will be there every step of the way to make sure we get you a fair compensation payout as fast as possible.
Or call 0408 727 343
What is TPD Insurance?
Total and Permanent Disability, often abbreviated as TPD, is an optional insurance benefit which is commonly available through a superannuation fund but can also be obtained by an insured person outside of the superannuation system.
If a disease, accident, injury or illness has disabled you from working, you may be entitled to a TPD benefits through your superannuation (super fund). You may also be covered for a TPD lump sum compensation benefit through a private life insurance policy. If you have made a TPD superannuation claim, experienced insurance lawyers at Foyle legal can assist your TPD claim on No Win No Fee basis.
When can I claim Total and Permanent Disability / TPD insurance claim?
The circumstances under which you can make an insurance claim for TPD will vary depending on your policy of insurance, but in general a TPD claim can be made if:
The disease, accident, injury or illness does not have to come about for a specific reason.
People who have made a personal injury claim including workers’ compensation or motor vehicle injury compensation or people on the Centrelink Disability Support Pension can claim TPD as well as people who suffer an unexpected disease, accident, injury or illness that disabled them from working.
How do I make a Total and Permanent Disability / TPD claim?
To make a TPD claim, injured people often start the process by contacting the policy provider through insurance company, or your insurance broker about your TPD claim.
In most TPD policies the person making a claim needs to show that on the balance of probabilities because of their disease, accident, injury or illness that they will permanently and totally disabled from returning the job that they had before the disease, accident, injury or illness or any other employment you have education, training or experience in
Some TPD policies are occupation specific, and the insurer agrees to pay your TPD benefit if permanently and totally disabled from working in a specific occupation.
What superannuation and disability insurance benefits I am entitled to?
Superannuation and TPD insurance benefits can be substantial and may help to ease the financial burden to you or your family during the difficult time that follows death or disability.
Individual insurance policies vary in the level of coverage provided, the waiting period before claims can be made and the length of time benefits are payable.
How can Foyle Legal Help with my Total and Permanent Disability TPD Claim?
It is important that you find out your entitlement at an early stage to ensure that you know about your benefits from your life insurance or superannuation fund, as well as the process of making a TPD claim and what to do if your claim is denied or delayed.
Experienced insurance lawyers and superannuation lawyers at Foyle Legal can also assist you to have the decision reviewed or if necessary, take court action on your behalf.
No WIN NO FEE TPD Claim Insurance Lawyers
At Foyle Legal we offer an obligation free initial consultation for TPD claims matters and we take your matter on a no win no fee basis.
Call 0408 727 343 for immediate over the phone assistance. Alternatively, please complete the form. One of our lawyers will contact you shortly.
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