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CTP Insured Motor Vehicles Accident in Personal Injury Claims

Motor Vehicle Accident Payout

If you are injured as a result of motor vehicle accident in Western Australia, you may be entitled to a compensation payout. Not all motor vehicles have CTP insurance cover, only accidents involving CTP insured motor vehicles qualify for a CTP compensation payout and benefit for personal injuries.

Car accidents are the most common type of motor vehicle accidents because cars represent the largest amount of total insured motor vehicle classes. Other types of CTP insured motor vehicle classes include caravans, trailers, goods vehicles, motorcycles, farming vehicles (some only), charter or transit vehicles, or industrial vehicles. Therefore, if you are injured in motorcycle accident, caravan accident, trailer accident, forklift accident, truck accident, bus accident, farming vehicle accident, or other industrial vehicle accident, or public transit vehicle accident, you may also entitle to personal injury compensation.

What is CTP insurance?

CTP insurance is a compulsory insurance that owners of motor vehicles pay every time when they have their vehicle registration renewed. If your vehicle is registered in Western Australia at the time of the accident, you have CTP insurance cover. Commencing from July 2016, Catastrophic Injury Support Insurance (CIS insurance) was also made compulsory. This means, if you are catastrophically injured in a motor vehicle accident after 1 July 2016, you have CIS insurance.

What does Compulsory Third Party (CTP) cover you for?

CTP insurance does not cover the damage to the motor vehicle involved in the accident. CTP insurance covers personal injury component if a third party is injured. Unlike no-fault worker’s compensation claim system in Western Australia, acceptance of negligence is an important deterministic factor in seeking an order award CTP compensation payout. This means, If you are injured in a car accident, and the accident is caused entirely by your negligence, you will not entitle to CTP compensation payout even you suffer loss and injuries. However, if you are only partially negligent, you may entitle to motor vehicle accident injury compensation. The challenge for people who are partially negligent is to prove that the other driver has been negligence and that they have not been contributory negligent.

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What is the difference between CTP insurance cover and CIS insurance cover?

Both a CTP compensation payout and a CIS compensation payout are motor vehicle accident injury compensation payments. Unlike a CTP compensation payout, since July 2016, the catastrophic injury support scheme is a no-fault system. It is designed to support people who have catastrophically injured in a motor vehicle accident.

Motor Vehicle Accident Compensation Payouts

If you have made a motor injury claim in Western Australia, you may claim medical expenses, economic losses both current and future, travel expenses, domestic supports related expenses and pain and suffering if applicable.  A simple car accident personal injury claim calculator is often inaccurate in determining the fair compensation payout you can expect from your personal injury claim.

The best way to get more certainty on your CTP compensation payout amount is to consulate a personal injury lawyer who is specialised in ICWA motor vehicle accident injury claims.  Most good lawyers specialising in injury compensation for motor vehicle accidents provide an obligation free consultation and have the confidence to provide you with No Win No Fee legal representation for personal injury claims.  This could be a good opportunity for you to find out more about where you stand in a motor injury claim. It is important to remember that it can be difficult to obtain the correct evidence for a motor vehicle injury claim and that is why it makes sense to seek professional help in the motor vehicle accident injury claim.

In our motor vehicle injury claim FAQ page, we have covered a significant amount of information about motor vehicle accident compensation payouts in detail. If you want to talk to a lawyer about your personal injury claim, contact Foyle Legal at 0408 727 343 for a confidential discussion. It is obligation free and no hidden costs. Foyle Legal represents eligible personal injury clients on No Win No Fee basis.

christian foyle

Foyle Legal

Protecting your interests!

Foyle legal is a Perth Law firm specialises in compensation law. It is one of the most trusted and fast growing personal injury law firm in Western Australia. The firm offers No Win No Fee legal representation for all personal injury claims. If you have made a personal injury claim, contact Foyle legal for an obligation free claim review. We help you to maximise your injury compensation payout.

christian foyle

Foyle Legal

Protecting your interests!

Foyle legal is a Perth Law firm specialises in compensation law. It is one of the most trusted and fast growing personal injury law firm in Western Australia. The firm offers No Win No Fee legal representation for all personal injury claims. If you have made a personal injury claim, contact Foyle legal for an obligation free claim review. We help you to maximise your injury compensation payout.

Just received my settlement check in time for Christmas. I couldn't thank Christian enough for his assistance with my injury claim. There lots of factors made my claim difficult but Christian and Foyle Legal team dealt with professionalism and understanding. I am happy with my settlement outcome, and would definitely use them again for my future injury claims.read more
Anthony Daniels
Anthony Daniels
2017-12-21T08:56:31+0000
I was injured at work and had a workers Compensation claim. Foyle Legal Were very helpful and always got back to me about my queries in a relatively short period of time which I think you would not get in a larger firm. They advised me about the settlement of my case and help me to get the most out of itread more
Vijay Sourinathan
Vijay Sourinathan
2017-12-20T02:53:28+0000
I had a bad work injury to my knee and needed surgery. The insurer refuse to pay for the cost of my surgery and I had to go through WorkCover WA for an acceptance of liability to pay for the surgery. Foyle legal helped me to get the medical evidence that I needed to take the matter towards a finalisation of my claim.read more
Roxann Campbell
Roxann Campbell
2017-11-14T08:27:49+0000
I went to another lawfirm before I went to Foyle legal. At the other lawfirm I was treated like a number, but it won't legal they help to pay for my medical expenses to get the most out of my work is compensation claim and I answered all of my questions.read more
Daniela Colantropo
Daniela Colantropo
2017-10-23T02:32:55+0000
I had a workers compensation claim and the insurer wanted to fight me about whether I was entitled to weekly payments of compensation. Foyle Legal helped me to get medical evidence regarding my case, they were quick and very helpful and provided excellent service in relation to my personal injury claim.read more
Suman Thilak
Suman Thilak
2017-09-22T05:29:20+0000
Christian from Foyle Legal was very helpful given my lack of knowledge of the law in respect of workers compensation claims and I ended up with a better result than I ever expected.read more
Paul Beard
Paul Beard
2017-07-13T08:58:07+0000
Christian Foyle and Foyle Legal helped me a lot with my workers compensation claim and the doctors report they obtained was really helpful. If it was not for them i dont think I could have pushed my claim as hard.read more
Ajak Kuer Ajak
Ajak Kuer Ajak
2017-03-29T03:51:32+0000
I had a workers compensation claim which Foyle Legal helped me with. They helped me with the medical reports i needed and gave me emotional support and I am happy with the outcome.read more
Lucinda Hogan
Lucinda Hogan
2017-03-29T02:02:07+0000
Christian Foyle from Foyle Legal helped me out with my workers compensation claim a lot. He was very professional, polite and courteous and very approachable. I am happy with the way Foyle Legal handled my claim and I got a fair outcome. Christian is one of the nicest people in legal services I have ever met.read more
Theresa Southam
Theresa Southam
2017-02-23T03:03:41+0000
The service I received from Foyle Legal was second to none. Christian was well informed and quick to reply. Very happy how the case progressed and with the settlement I received. I would highly recommend Foyle Legal.read more
Brendan Arthur
Brendan Arthur
2016-12-20T00:56:43+0000